MATRIMONIAL REPORTS

Unfortunately, in today’s hectic world we have around 150 000 divorces every year in the UK. The financial impact is more often than not suffered immediately, during any divorce and often for a very long time thereafter.

Understanding and empathy of both the painful situation itself and any financial issues need to be dealt with carefully by your financial adviser(s), if you need help.

Regent is experienced at actuarially valuing assets, providing income flow calculations, addressing tax issues and any equalisation issues, as well as providing regulated independent financial advice if required or requested. We have also worked for many years with clients’ advisers, solicitors or accountants to provide a uniform approach.

One of our speciality areas in this field is on the valuation of client pension schemes. Given that the pension is often the largest or second largest asset a client may have, it often needs to be dealt with very carefully. Few companies have the ability to do this properly, particularly with regard to Final Salary (Defined Benefit) Schemes– Regent can. 

What is it?

Our Divorce Analysis Reports are designed to value the pension for divorcing couples. It provides a Report giving an independent actuarial view of the real values, together with the necessary supporting technical data. This provides you, your adviser, solicitor and the court with explanation of the figures in simple and concise terms, in order for a practical and fair option to be decided upon. The calculation tool (PDA) has been written by Regent as a be-spoke actuarial system.

For more complicated pension cases, for example multiple schemes, we can prepare a more detailed report than the standard analysis and in addition, provide an expert witness if required.

The Report contains a simple summary page that identifies the key suggested valuations essential for required information and negotiation purposes.

The PDA Report is usually prepared as an independent neutral summary for use by all parties. If required it can be prepared as representing one party only. An adviser can also use the Report in order to be able to provide financial advice and interpretation if required.