PENSION CONSULTANCY

The last few years have seen the passing of a plethora of legislation and additional regulation and there is much more to come. The promised simplicity will be great when it arrives but getting there will involve comprehensive communications and more cost.

Regent recommend that clients undertake a complete review to ensure that all benefits are aligned not only with the needs of employees but, importantly, the ability of the employer to continue to finance them.

Only once the required benefits have been identified can it make sense to invest time and resources on cost/value, administration and communications exercises.

We can provide a complete consultancy service or advise on specific areas as follows:
 

•	Statutory and regulatory compliance.
•	Design of Final Salary, Money Purchase, Group Personal Pension and Stakeholder Schemes.
•	Pension implications of mergers, acquisitions or management buy-outs.
•	Funded/Unfunded Unapproved Retirement Benefit Schemes.
•	Salary and Bonus Sacrifice.
•	Additional Voluntary Contributions versus concurrent Stakeholder schemes.
•	Closure/Wind-up of pension schemes and securing members benefits.
•	Small Self Administered Pension Schemes and Self Invested Personal Pensions
•	Asset and Liability modeling and scheme portfolio asset allocations
•	Administration of Final Salary and Money Purchase Schemes